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How Does Home Repair Insurance Work?

Homeowners’ insurance will cover damage from unexpected and sudden perils, like hurricanes, fires, and hail. However, it excludes insurance coverages if the damage stems from everyday use and wear and tear to appliances, HVAC systems, etc. Therefore, if you feel you need insurance coverage for those items, you need to know the answer to the question: how does home repair insurance work?

Insurance Claims for Poorly Installed Stucco

Stucco is a popular siding used on new developments, homes, and businesses since the early 1900s. Manufacturers make it of cement, limestone, and silica. In fact, it has become very popular in the last 20 years. However, when not installed properly, it can lead to several problems. Therefore, some homeowners will have to file insurance claims for poorly installed stucco.

Vacant and Unoccupied Home Insurance

Homeowners may experience situations in which they leave their homes for an extended period of time. For example, they may have a vacation home at the beach in which they stay the entire summer. Or they moved to a new house but have not yet sold their other house. In any event, homeowners who may leave their homes for more than a few weeks may need vacant and unoccupied home insurance coverage.

Building Code Costs While Rebuilding After a House Fire

You and your spouse love old houses, especially yours. Unfortunately, a house fire damaged a large section of your beloved home. Consequently, you filed an insurance claim, intending to repair your fire-damaged home. However, your insurance company is telling you that you don’t have building code coverage. Therefore, your homeowners’ insurance will not cover building code costs while rebuilding after a house fire. As a result, you are going to have to pay a large portion of the cost of rebuilding your fire-damaged home yourself. 

Preferred Vendor? Get a Second Opinion!

Did you know that you DO NOT have to sign the first, second, or even third vendor contract that is presented to you after a major loss? How about the fact that restoration companies purposely take advantage of the fragile emotional state that a homeowner enters right after a loss? Did you know that you DO NOT have to sign with the insurance company’s “preferred vendors” for ANYTHING? You should always get a second opinion! You should be the only one in control of YOUR money. Unfortunately, if you do not hire a public adjuster to help you through the process, you run the risk of losing that control. Let AllCity help you during this uncertain time. We advocate for you when you are faced with these difficult decisions and confusing processes.  The knowledge and expertise of an AllCity public adjuster will guarantee that YOU come out on top. YOU will maintain control of your claim. YOU will receive the maximum settlement for your loss. Remember, don’t sign with a preferred vendor, and always get a second opinion!

Homeowner or Business Total Loss Claims

Homeowners and business owners maintain insurance policies to protect them from losses resulting from damage to their property. Unfortunately, certain events, such as natural disasters or major fires, can cause a great amount of damage to buildings, homes, and personal property. Owners of the damaged property will file insurance claims with their insurance carriers. Significant damage to the insured property can lead to a homeowner or business total loss claim.

Commercial Water Damage Restoration

Commercial Water Damage Restoration: First and foremost, get a public adjuster with experience that will make them pay every penny you deserve. Most importantly, work with a company that recovers over 1 billion annually claim losses. We can help you get up to 100% more on your claim or our services are free.

Water Damage Cleanup Tips

Water Damage Cleanup Tips: First and foremost, get a public adjuster with experience that will make them pay every penny you deserve. Most importantly, work with a company that recovers over 1 billion annually claim losses. We can help you get up to 100% more on your claim or our services are free.

Water Extraction Process: What Is It?

Water can wreak havoc on your home or business’s property. For this reason, immediate water extraction is absolutely crucial after suffering water or flood damage. In fact, water extraction is a must-have process to prevent secondary and extensive damage, such as mold growth. But, what is water extraction? Water extraction is a kind of process recommended for removing excess water from the flooring and grounds of the house or property. To illustrate, the methods used by water extraction experts include stopping the source of excessive water flow and draining water. In addition, it will also include the removal of non-visible water, as well as drying and dehumidifying of the damaged area. To extract standing water, professional water extraction services can use pumps to pump out the water. Meanwhile, they’ll use drying systems to dry the wall, ceiling, and crawl spaces. For example, a high-end vacuum is used for water extraction from the carpet. Water extraction should be performed quickly, but it should be done professionally and efficiently. Suppose you are looking for emergency water extraction. In that case, it will be an advantage if you know what water extraction looks like and its importance.

Drying Water Damage: Step By Step

Water can wreak havoc on your home or business, so it’s hard not to panic when a pipe bursts or a drain backs up. There are more than a few steps to take care of the water damage restoration process. However, drying water damage is probably one of the most crucial parts of it. For this reason, we have compiled this list of tips in order to provide you with the best guide possible to handle drying water damage. Of course, the very first thing you should do is locate your main water stop valve and turn it off. This is usually found in your basement near the front foundation wall or inside a crawl space if you have one. It might also be near your water heater.

All About Claims

How to File a Roofing Insurance Claim

How to File a Roofing Insurance Claim

What's In This Articles How to File a Roofing Insurance Claim You Need to Inspect the Damage to Your Roof What Roof Damages Does Homeowners’...

How to Get Flood Insurance

How to Get Flood Insurance

What's In This Articles How to Get Flood Insurance When Should a Homeowner Buy Flood Insurance? What Isn't Covered by NFIP Flood Insurance Policy?...

FAQ: All About Public Adjusting

homeowner-or-business-total-loss-claims-featured-image

Homeowner or Business Total Loss Claims

Homeowners and business owners maintain insurance policies to protect them from losses resulting from damage to their property. Unfortunately, certain events, such as natural disasters or major fires, can cause a great amount of damage to buildings, homes, and personal property. Owners of the damaged property will file insurance claims with their insurance carriers. Significant damage to the insured property can lead to a homeowner or business total loss claim.

commercial-water-damage-restoration-fi

Commercial Water Damage Restoration

Commercial Water Damage Restoration: First and foremost, get a public adjuster with experience that will make them pay every penny you deserve. Most importantly, work with a company that recovers over 1 billion annually claim losses. We can help you get up to 100% more on your claim or our services are free.

ater Damage Cleanup Tips Featured Image

Water Damage Cleanup Tips

Water Damage Cleanup Tips: First and foremost, get a public adjuster with experience that will make them pay every penny you deserve. Most importantly, work with a company that recovers over 1 billion annually claim losses. We can help you get up to 100% more on your claim or our services are free.

Water Extraction Process Featured Image

Water Extraction Process: What Is It?

Water can wreak havoc on your home or business’s property. For this reason, immediate water extraction is absolutely crucial after suffering water or flood damage. In fact, water extraction is a must-have process to prevent secondary and extensive damage, such as mold growth. But, what is water extraction? Water extraction is a kind of process recommended for removing excess water from the flooring and grounds of the house or property. To illustrate, the methods used by water extraction experts include stopping the source of excessive water flow and draining water. In addition, it will also include the removal of non-visible water, as well as drying and dehumidifying of the damaged area. To extract standing water, professional water extraction services can use pumps to pump out the water. Meanwhile, they’ll use drying systems to dry the wall, ceiling, and crawl spaces. For example, a high-end vacuum is used for water extraction from the carpet. Water extraction should be performed quickly, but it should be done professionally and efficiently. Suppose you are looking for emergency water extraction. In that case, it will be an advantage if you know what water extraction looks like and its importance.

Drying Water Damage Featured Image

Drying Water Damage: Step By Step

Water can wreak havoc on your home or business, so it’s hard not to panic when a pipe bursts or a drain backs up. There are more than a few steps to take care of the water damage restoration process. However, drying water damage is probably one of the most crucial parts of it. For this reason, we have compiled this list of tips in order to provide you with the best guide possible to handle drying water damage. Of course, the very first thing you should do is locate your main water stop valve and turn it off. This is usually found in your basement near the front foundation wall or inside a crawl space if you have one. It might also be near your water heater.

Water Restoration Featured

Water Restoration: Get to Know the Process

Water intrusion can be incredibly destructive regardless of the type of structure. Be it residential or commercial. Over time, excess moisture can cause serious issues within an indoor environment. So without proper water extraction, decontamination and drying, numerous long-term effects can take hold of a building. It can even cause long-lasting structural damage as well as pose multiple health risks. For this reason, a proper water restoration process is crucial whenever water damage occurs. This intervention should be as soon and as effective as possible. In fact, it’s essential to act within the first 24 to 48 hours to minimize the effects of water damage. Water restoration can also be quite costly. So filing an insurance water damage claim could be necessary to start the water damage repair process. Read on ahead to learn more about water the water restoration process.

Commercial Water Damage Featured

Commercial Water Damage

Commercial water damage is one of the most common types of commercial insurance claims. Moreover, you can never predict how water damage is going to strike your business. For example, it can happen because of a burst pipe, a flood, or snowmelt. Water can harm walls, ceilings, floors, furnishings, and other areas of the facility. For this reason, you must understand commercial damage, so you know how to approach commercial water damage restoration. As a responsible business owner, you must be able to prevent and handle commercial water damage. If your business or commercial building has already sustained water damage, you must solve the problem immediately.

Water Cleanup Featured Image

Water Cleanup Process: What to Do?

Water damage is quite a common type of home or business structural damage and, consequently, a common type of insurance claim. It can happen in many ways but always leaves behind the unpleasant task of cleaning up the damage. Deciding how best to deal with the water cleanup process can be frustrating and challenging. For this reason, we have compiled a list of tips and tricks on how to handle water cleanup better.

leaning Up After A Flood Tips Featured

Cleaning Up After a Flood Tips

Cleaning up after a flood sweeps through your home is a massive task. Moreover, how do you even clean up after so much water? For this reason, we have compiled this “Cleaning up after flood tips” list to help you out with the process. First and most importantly, stay safe when handling your flood damage! Do not return to the area until local authorities say it’s safe to do so. If standing water remains in your home, turn off the electricity and gas before entering the property. In addition, inspect the home’s structure thoroughly and wear protective gear. It’s daunting to see signs of flooding in your home. For instance, active water on the floor or water stains up the walls. Therefore, the cleanup process begins by accepting your landscape has changed and knowing it can be fixed. Start with these tips to help you clean up following a flood.

Specialized Commercial Cleaning Featured Image

Specialized Commercial Cleaning

Every business has commercial cleaning needs that must be accommodated. Some are pretty general, and others very specific. In fact, it’s especially true if your business provides a specific service. It also probably has specific demands that require specialized commercial cleaning. However, depending on how this type of advanced cleaning is carried out, it can either make or break the business. In addition, it’s keeping your business neat and up to date prevents property damage and subsequently prevents insurance claims. Nevertheless, these specialized cleaning needs can be met by employing the right help. Regardless, it’s important to know what type of cleaning system your business needs. So we have a list of some of the most common types of specialized cleaning services.

Tips, Ticks & Help

Water Damage Cleanup Tips

Water Damage Cleanup Tips

Water Damage Cleanup Tips and Tricks Water damage can wreak havoc on homes and businesses, requiring everything from new drywall and furnishings to...

Residential Water Damage Restoration

Residential Water Damage Restoration

Residential Water Damage Restoration Water intrusion can be incredibly destructive to your residential property. Over time, excess moisture can...

Drying Water Damage: Step By Step

Drying Water Damage: Step By Step

Drying Water Damage Water can wreak havoc on your home or business, so it's hard not to panic when a pipe bursts or a drain backs up. There are more...

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commercial mold cleanup and restoration

commercial mold cleanup and restoration

What's In This Articles Commercial Mold Cleanup and Restoration What is Mold? How Do You Know if You Have a Mold Problem? If You Have More Than a Few Square Feet of Mold Damage, You May Need Professional Help If You Need a Public Adjuster for Commercial Mold Cleanup...

commercial fire and smoke restoration claims

commercial fire and smoke restoration claims

What's In This Articles Commercial Fire and Smoke Restoration Claims The Restoration Process Water Damage Restoration Begins Immediately Removal of Smoke and Soot Restoration How Long Does a Fire and Smoke Damage Restoration Take? We Are Public Adjusters Who Handle...

Restore documents after a storm or fire

Restore documents after a storm or fire

What's In This Articles How to Restore Documents After a Storm or Fire There’s Good News- Moldy Books, Water-Soaked Files, Photographs and Other Vital Documents Can be Salvaged. In a Fire, Smoke Damage Rarely Occurs by Itself Why Are HEPA Vacuums Used? If You Need to...

Commercial Storm Damage Restoration

Commercial Storm Damage Restoration

What's In This Articles Commercial Storm Damage Restoration Assessment of the Damages Recovery Operation Temporary Repairs Permanent Repairs If You Need a Public Adjuster for a Commercial Storm Damage Restoration Claim, Call AllCity Adjusting Commercial Storm Damage...

Fire Damage Insurance Claim Is Denied

Fire Damage Insurance Claim Is Denied

What's In This Articles What to Do if Your Fire Damage Insurance Claim Is Denied When Do Insurance Companies Deny Fire Claims? Late Filing of a Claim Non-payment of Premium Undisclosed Improvements Misrepresentation in the Proof of Loss Insufficient Documents What...

Removing Soot and Smoke After a Fire

Removing Soot and Smoke After a Fire

What's In This Articles Removing Soot and Smoke Odor After a Fire Soot and Smoke Odor Damage Removing Soot and Smoke Odor After a Fire If You Need a Public Adjuster for a Smoke Damage Insurance Claim, Call AllCity Adjusting Does Insurance Cover a Soot and Ash...

Five Things to Replace After a Fire

Five Things to Replace After a Fire

What's In This Articles Five Things to Replace After a Fire A Few More Items You Probably Don’t Want to Keep After a Fire If You Need Public Adjusters for a Fire Insurance Claim, Call AllCity Adjusting Five Things to Replace After a Fire Having a house fire can...

Rebuild or Replace Your Home After the Fire?

Rebuild or Replace Your Home After the Fire?

What's In This Articles Rebuild or Replace Your Home After the Fire? What Should You Do After a Fire in Your Home? In addition, you may need to hire a structural engineer How Much Will It Cost to Rebuild Your Home? Consequently, You May Need a Public Adjuster to Help...

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