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private public claim adjuster Andy Gurczak

Insurance Claims for Poorly Installed Stucco

Stucco is a popular siding used on new developments, homes, and businesses since the early 1900s. Manufacturers make it of cement, limestone, and silica. In fact, it has become very popular in the last 20 years. However, when not installed properly, it can lead to several problems. Therefore, some homeowners will have to file insurance claims for poorly installed stucco.

Vacant and Unoccupied Home Insurance

Homeowners may experience situations in which they leave their homes for an extended period of time. For example, they may have a vacation home at the beach in which they stay the entire summer. Or they moved to a new house but have not yet sold their other house. In any event, homeowners who may leave their homes for more than a few weeks may need vacant and unoccupied home insurance coverage.

Building Code Costs While Rebuilding After a House Fire

You and your spouse love old houses, especially yours. Unfortunately, a house fire damaged a large section of your beloved home. Consequently, you filed an insurance claim, intending to repair your fire-damaged home. However, your insurance company is telling you that you don’t have building code coverage. Therefore, your homeowners’ insurance will not cover building code costs while rebuilding after a house fire. As a result, you are going to have to pay a large portion of the cost of rebuilding your fire-damaged home yourself. 

Preferred Vendor? Get a Second Opinion!

Did you know that you DO NOT have to sign the first, second, or even third vendor contract that is presented to you after a major loss? How about the fact that restoration companies purposely take advantage of the fragile emotional state that a homeowner enters right after a loss? Did you know that you DO NOT have to sign with the insurance company’s “preferred vendors” for ANYTHING? You should always get a second opinion! You should be the only one in control of YOUR money. Unfortunately, if you do not hire a public adjuster to help you through the process, you run the risk of losing that control. Let AllCity help you during this uncertain time. We advocate for you when you are faced with these difficult decisions and confusing processes.  The knowledge and expertise of an AllCity public adjuster will guarantee that YOU come out on top. YOU will maintain control of your claim. YOU will receive the maximum settlement for your loss. Remember, don’t sign with a preferred vendor, and always get a second opinion!

Homeowner or Business Total Loss Claims

Homeowners and business owners maintain insurance policies to protect them from losses resulting from damage to their property. Unfortunately, certain events, such as natural disasters or major fires, can cause a great amount of damage to buildings, homes, and personal property. Owners of the damaged property will file insurance claims with their insurance carriers. Significant damage to the insured property can lead to a homeowner or business total loss claim.

Commercial Water Damage Restoration

Commercial Water Damage Restoration: First and foremost, get a public adjuster with experience that will make them pay every penny you deserve. Most importantly, work with a company that recovers over 1 billion annually claim losses. We can help you get up to 100% more on your claim or our services are free.

Water Damage Cleanup Tips

Water Damage Cleanup Tips: First and foremost, get a public adjuster with experience that will make them pay every penny you deserve. Most importantly, work with a company that recovers over 1 billion annually claim losses. We can help you get up to 100% more on your claim or our services are free.

Water Extraction Process: What Is It?

Water can wreak havoc on your home or business’s property. For this reason, immediate water extraction is absolutely crucial after suffering water or flood damage. In fact, water extraction is a must-have process to prevent secondary and extensive damage, such as mold growth. But, what is water extraction? Water extraction is a kind of process recommended for removing excess water from the flooring and grounds of the house or property. To illustrate, the methods used by water extraction experts include stopping the source of excessive water flow and draining water. In addition, it will also include the removal of non-visible water, as well as drying and dehumidifying of the damaged area. To extract standing water, professional water extraction services can use pumps to pump out the water. Meanwhile, they’ll use drying systems to dry the wall, ceiling, and crawl spaces. For example, a high-end vacuum is used for water extraction from the carpet. Water extraction should be performed quickly, but it should be done professionally and efficiently. Suppose you are looking for emergency water extraction. In that case, it will be an advantage if you know what water extraction looks like and its importance.

Drying Water Damage: Step By Step

Water can wreak havoc on your home or business, so it’s hard not to panic when a pipe bursts or a drain backs up. There are more than a few steps to take care of the water damage restoration process. However, drying water damage is probably one of the most crucial parts of it. For this reason, we have compiled this list of tips in order to provide you with the best guide possible to handle drying water damage. Of course, the very first thing you should do is locate your main water stop valve and turn it off. This is usually found in your basement near the front foundation wall or inside a crawl space if you have one. It might also be near your water heater.

Water Restoration: Get to Know the Process

Water intrusion can be incredibly destructive regardless of the type of structure. Be it residential or commercial. Over time, excess moisture can cause serious issues within an indoor environment. So without proper water extraction, decontamination and drying, numerous long-term effects can take hold of a building. It can even cause long-lasting structural damage as well as pose multiple health risks. For this reason, a proper water restoration process is crucial whenever water damage occurs. This intervention should be as soon and as effective as possible. In fact, it’s essential to act within the first 24 to 48 hours to minimize the effects of water damage. Water restoration can also be quite costly. So filing an insurance water damage claim could be necessary to start the water damage repair process. Read on ahead to learn more about water the water restoration process.

All About Claims

Water Damage from Burst Pipes

Water Damage from Burst Pipes

What's In This Articles Water Damage from Burst Pipes What Happens When a Pipe Bursts in Your House? What Should Homeowners Do When They Find Burst...

FAQ: All About Public Adjusting

commercial-water-damage-restoration-fi

Commercial Water Damage Restoration

Commercial Water Damage Restoration: First and foremost, get a public adjuster with experience that will make them pay every penny you deserve. Most importantly, work with a company that recovers over 1 billion annually claim losses. We can help you get up to 100% more on your claim or our services are free.

ater Damage Cleanup Tips Featured Image

Water Damage Cleanup Tips

Water Damage Cleanup Tips: First and foremost, get a public adjuster with experience that will make them pay every penny you deserve. Most importantly, work with a company that recovers over 1 billion annually claim losses. We can help you get up to 100% more on your claim or our services are free.

Water Extraction Process Featured Image

Water Extraction Process: What Is It?

Water can wreak havoc on your home or business’s property. For this reason, immediate water extraction is absolutely crucial after suffering water or flood damage. In fact, water extraction is a must-have process to prevent secondary and extensive damage, such as mold growth. But, what is water extraction? Water extraction is a kind of process recommended for removing excess water from the flooring and grounds of the house or property. To illustrate, the methods used by water extraction experts include stopping the source of excessive water flow and draining water. In addition, it will also include the removal of non-visible water, as well as drying and dehumidifying of the damaged area. To extract standing water, professional water extraction services can use pumps to pump out the water. Meanwhile, they’ll use drying systems to dry the wall, ceiling, and crawl spaces. For example, a high-end vacuum is used for water extraction from the carpet. Water extraction should be performed quickly, but it should be done professionally and efficiently. Suppose you are looking for emergency water extraction. In that case, it will be an advantage if you know what water extraction looks like and its importance.

Drying Water Damage Featured Image

Drying Water Damage: Step By Step

Water can wreak havoc on your home or business, so it’s hard not to panic when a pipe bursts or a drain backs up. There are more than a few steps to take care of the water damage restoration process. However, drying water damage is probably one of the most crucial parts of it. For this reason, we have compiled this list of tips in order to provide you with the best guide possible to handle drying water damage. Of course, the very first thing you should do is locate your main water stop valve and turn it off. This is usually found in your basement near the front foundation wall or inside a crawl space if you have one. It might also be near your water heater.

Water Restoration Featured

Water Restoration: Get to Know the Process

Water intrusion can be incredibly destructive regardless of the type of structure. Be it residential or commercial. Over time, excess moisture can cause serious issues within an indoor environment. So without proper water extraction, decontamination and drying, numerous long-term effects can take hold of a building. It can even cause long-lasting structural damage as well as pose multiple health risks. For this reason, a proper water restoration process is crucial whenever water damage occurs. This intervention should be as soon and as effective as possible. In fact, it’s essential to act within the first 24 to 48 hours to minimize the effects of water damage. Water restoration can also be quite costly. So filing an insurance water damage claim could be necessary to start the water damage repair process. Read on ahead to learn more about water the water restoration process.

Commercial Water Damage Featured

Commercial Water Damage

Commercial water damage is one of the most common types of commercial insurance claims. Moreover, you can never predict how water damage is going to strike your business. For example, it can happen because of a burst pipe, a flood, or snowmelt. Water can harm walls, ceilings, floors, furnishings, and other areas of the facility. For this reason, you must understand commercial damage, so you know how to approach commercial water damage restoration. As a responsible business owner, you must be able to prevent and handle commercial water damage. If your business or commercial building has already sustained water damage, you must solve the problem immediately.

Water Cleanup Featured Image

Water Cleanup Process: What to Do?

Water damage is quite a common type of home or business structural damage and, consequently, a common type of insurance claim. It can happen in many ways but always leaves behind the unpleasant task of cleaning up the damage. Deciding how best to deal with the water cleanup process can be frustrating and challenging. For this reason, we have compiled a list of tips and tricks on how to handle water cleanup better.

leaning Up After A Flood Tips Featured

Cleaning Up After a Flood Tips

Cleaning up after a flood sweeps through your home is a massive task. Moreover, how do you even clean up after so much water? For this reason, we have compiled this “Cleaning up after flood tips” list to help you out with the process. First and most importantly, stay safe when handling your flood damage! Do not return to the area until local authorities say it’s safe to do so. If standing water remains in your home, turn off the electricity and gas before entering the property. In addition, inspect the home’s structure thoroughly and wear protective gear. It’s daunting to see signs of flooding in your home. For instance, active water on the floor or water stains up the walls. Therefore, the cleanup process begins by accepting your landscape has changed and knowing it can be fixed. Start with these tips to help you clean up following a flood.

Specialized Commercial Cleaning Featured Image

Specialized Commercial Cleaning

Every business has commercial cleaning needs that must be accommodated. Some are pretty general, and others very specific. In fact, it’s especially true if your business provides a specific service. It also probably has specific demands that require specialized commercial cleaning. However, depending on how this type of advanced cleaning is carried out, it can either make or break the business. In addition, it’s keeping your business neat and up to date prevents property damage and subsequently prevents insurance claims. Nevertheless, these specialized cleaning needs can be met by employing the right help. Regardless, it’s important to know what type of cleaning system your business needs. So we have a list of some of the most common types of specialized cleaning services.

Commercial Water Restoration Featured Image

Commercial Water Restoration

Commercial water damage is one of the most common types of commercial insurance claims. Moreover, you can never predict how water damage is going to strike your business. For example, it can happen because of a burst pipe, a flood, or snowmelt. Water can walls, ceilings, floors, furnishings, and other areas of the facility. For this reason, you must understand commercial water restoration. As a responsible business owner, you must be able to prevent and handle commercial water damage. If your business or commercial building has already sustained water damage, you must solve the problem immediately.

Tips, Ticks & Help

Plumbing and Leaks Damage Claims

Plumbing and Leaks Damage Claims

If plumbing leaks or a broken hot water heater has damaged your home, you could look at thousands of dollars in losses. Plumbing leaks or defective appliances can extensively damage carpeting, woodwork, and furniture. Walls and/or ceilings may have to be repaired or replaced because of broken pipes. If you file a plumbing and leaks damage claim with your homeowners’ insurance company, will they pay the claim?

Homeowner or Business Total Loss Claims

Homeowner or Business Total Loss Claims

Homeowners and business owners maintain insurance policies to protect them from losses resulting from damage to their property. Unfortunately, certain events, such as natural disasters or major fires, can cause a great amount of damage to buildings, homes, and personal property. Owners of the damaged property will file insurance claims with their insurance carriers. Significant damage to the insured property can lead to a homeowner or business total loss claim.

Commercial Water Damage Restoration

Commercial Water Damage Restoration

Commercial Water Damage Restoration: First and foremost, get a public adjuster with experience that will make them pay every penny you deserve. Most importantly, work with a company that recovers over 1 billion annually claim losses. We can help you get up to 100% more on your claim or our services are free.

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FIRE RESTORATION

How to Negotiate a Fire Damage Insurance Claim

How to Negotiate a Fire Damage Insurance Claim

What's In This Articles How to Negotiate a Fire Damage Insurance Claim How to Handle a Fire Damage Claim Tips Report the fire as soon as possible You must mitigate damages Take pictures! Prepare the loss Keep all receipts Pull It all together Call for support How to...

A Fire Damage Insurance Claim Can Be Hard to Handle

A Fire Damage Insurance Claim Can Be Hard to Handle

What's In This Articles Introduction Begin the Insurance Claims Process Immediately? Take Pictures and Don’t Throw Anything Away How to Deal with the Insurance Adjuster After a House Fire? What Documents Are Required for a Fire Insurance Claim?  Read Your Insurance...

A Soot Damage Insurance Claim is Complicated

A Soot Damage Insurance Claim is Complicated

What's In This Articles Introduction Does Homeowner Insurance Cover Soot Damage? What Should You Do if You Have a Soot Damage Insurance Claim? What types of Smoke Damage Are Covered? Is Structural Damage Covered? Is Soot and Ash Damage Covered? Should You Hire A...

Handling a Commercial Fire Damage Insurance Claim

Handling a Commercial Fire Damage Insurance Claim

What's In This Articles Introduction Fire Losses In Commercial Fire Damage Insurance? How to Handel Soot and Smoke? How to Handel Structural Damage? What Items Should You Assess? Can Fire Suppression Cause Damage? What Kinds of Additional Costs Can You Get Into? What...

Building Code Costs While Rebuilding After a House Fire

Building Code Costs While Rebuilding After a House Fire

What's In This Articles Introduction Building Code Insurance Coverage? Are Building Codes Covered By My Insurance Question? Can a Public Adjuster Help Me? You and your spouse love old houses, especially yours. Unfortunately, a house fire damaged a large section of...

Debris Removal After a House Fire

Debris Removal After a House Fire

What's In This Articles Introduction What To Do After a Fire? How Much To Do Debris Removal? Don’t Forget to Take Pictures-A Lot of Pictures? Should You Get Help From a Public Adjuster? After a house fire, even a small one, the property owner will likely have to...

Making a Home Inventory List After a Fire

Making a Home Inventory List After a Fire

What's In This Articles Introduction What Should You Do After a Fire at Your Home? Why Are Pictures Important? Why is a Home Inventory Important? Replacement Cost vs. Actual Cash Value Get Support From a Public Adjuster Today For anyone, having a fire in your house is...

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