Reliable Wisconsin Public Adjuster Firm with Claims Adjuster License

AllCity Wisconsin Claims consultant vs. Insurance Adjuster Objectives: What’s the Difference?

How the Insurance Company Inspects For Damage

After the claim has been filed the insurance company will evaluate the damage. First, the insurer sends an adjuster to your property to inspect the damage. If it’s a smaller and simpler claim, then the insurer might approve the claim with photos or videos of the damage. However, for more complex claims the assurance firm will dispatch an insurance adjuster. Keep in mind, the insurance adjuster’s goal is to minimize the companies loss, maximize their profit, and pay you the amount legally required. Remember, the insurance company is a for-profit business. Moreover, their goal is to make money: not pay out more money than they need to pay. Additionally, they will pay out the minimum amount they are required to pay based on the terms of the insurance contract – nothing more.

How AllCity Wisconsin Loss Assessor Inspect Your Damages

While the goal of your Insurance provider is to pay you the legal amount, our goal is to max out your claim check. Moreover, in order to achieve this our damage inspectors work tirelessly on-site to photograph and categorize your assets properly. Furthermore, we look to maximize both repair costs and replacement costs. Last but not least, we don’t stop writing when we hit your policy limits. Most importantly, we dig deep. For instance, we look into your endorsements so we can grab extra monies. Remember, don’t throw anything away. This is because a thorough investigation of each item is required. With this in mind and through proper depreciation and item evaluation we prepare your claims final report.

If We Don’t Recover More – You Don’t Pay

Remember, as A Licensed Loss assessor our fee is based on how much we can recover, we have an incentive to recover 100% of your claim value. Indeed, to achieve this we oftentimes must rewrite the insurance adjuster’s damage claim altogether. In fact, our investigations have turned up a lot of mistakes; for instance, under-estimated repair costs, item price discrepancies, replacement value miscategorizations, and sometimes a blatant disregard to write in any endorsements or code upgrades. As has been noted above, we won’t stop until we maximize your claim settlement. So Don’t Settle – Get More!

Get A Total Proof of Loss

AllCity Wisconsin Claims Consultants Build Fast, Compelling, and Compete Reports

After we have completed your damage inspection we will assemble a full report. In fact, our reports are detailed ranging in length between 20 pages for a small loss, to 200+ pages for a large loss. On the other hand, an insurance adjuster will stop writing when they hit your policy limits; However, our adjusters photograph and video every room to ensure a complete evidentiary review. As a result of our detailed and thorough investigation our forensic and engineering staff can represent your claim more accurately. In short, we will be able to more accurately create your proof of loss, code documentation, and line item lists to complete your full damage report. Most importantly, once we have filed our full damage report you can expect we won’t stop fighting until we get everything last cent.

Our AllCity Wisconsin Claims adjuster Will Guide You Through the Entire Process

Lastly, we will sit down with you and go through everything. Again, we know this process is confusing and difficult. Let us earn your trust.

A Certified Wisconsin Adjuster Can Help You Settle Your Claim Much Faster

Latest Technology

First and foremost, as a certified Wisconsin Claims adjuster, AllCity only uses the industry’s leading estimating software. In fact, Xactimate is more than just an estimation tool; additionally, it was designed by the insurance companies for the insurance industry. While it may help insurance companies reduce claim costs, it gives us vital insight into their game plan and allows us to propose strong counterclaim estimates.

Fast Team Deployments

Additionally, in order to settle your claim with speed we deploy our teams faster. Getting in early to ensure rapid inventory loss cataloging, forensic analysis, and engineering is vital to a fast settlement.

Dedicated Support Staff

Moreover, our dedicated staff can be deployed to assist you in filing your claim and getting a damage report within 2-3 weeks of the start of the claim.

400% Greater Deployment Speed Than Our Competitors

Furthermore, we pride ourself on our 400% response time efficiency when compared to our competitors. Whereas the average insurance carrier adjuster completes a claim estimate every 1-3 months our time to estimation is a rapid 1-2 weeks.

Don’t Let Delays Hurt Your Pocket Book

Most importantly, ALE’s additional living expense is the extra money you get when your house is no longer livable. Since you have a limited exhaustible budget for your ALE you will want to utilize it as efficiently as possible. We can assist you in getting into temporary housing and help you turn around your claim with speed.