Written by Andy Gurczak

November 12, 2021

Commercial Water Damage

Commercial water damage is one of the most common types of commercial insurance claims. Moreover, you can never predict how water damage is going to strike your business. For example, it can happen because of a burst pipe, a flood, or snowmelt.

Water can harm walls, ceilings, floors, furnishings, and other areas of the facility. For this reason, you must understand commercial damage, so you know how to approach commercial water damage restoration.

As a responsible business owner, you must be able to prevent and handle commercial water damage. If your business or commercial building has already sustained water damage, you must solve the problem immediately.

Commercial Water Damage Drop

Indeed, immediate response is necessary when commercial water damage occurs.

Even small amounts of water can cause your commercial property long-term issues, such as mold, bacteria, allergens, and stench. And all of those, as mentioned earlier, can result in extensive property damage and complicated insurance claims.

For instance, if water damage goes unattended, you may find wooden structures swelling and warping. This may then lead to the disintegration of wood and, consequently, to costly repairs. Furthermore, standing water can quickly spread through your entire building, causing damage to upholstery, carpets, books, records, and even metal surfaces.

These are just some of the reasons why prompt commercial water damage restoration is essential.

Causes of Commercial Water Damage

As mentioned above, commercial water damage can happen at any time and for a number of reasons. Whether from natural disasters, leaking roofs, frozen pipes, sewage backups, or flooding, water damage is a serious concern and a major threat to your commercial building.

However, understanding the source of the flooding is essential for proper cleanup. For example, clean water from a broken pipe will be treated differently than floodwaters and sewage backups.

In addition, black and gray waters can cause severe health problems. So be sure to always protect your health, and let the commercial water damage restoration experts handle the cleanup and restoration of your property.

Top Causes For Commercial Water Damage

  • First, broken or damaged pipes.
  • Second, leaking sprinkler.
  • Then, damaged roof and roof leaks.
  • Also, window damage.
  • Moreover, severe weather or natural disasters.
  • And HVAC problems.
  • Finally, sewer clogs.

Commercial Water Damage Causes

Commercial Water Damage Mitigation

Water mitigation is the process of reducing and preventing further water damage after any number of water-related incidents. By taking fast action, you can prevent additional damages and minimize costs. A commercial water damage restoration team provides exactly that.

Thus, it’s absolutely essential you hire a professional cleaning service that takes care of your damage.

Most business insurance policies cover water damage, as long as it isn’t due to negligence or flooding. So if your business has suffered water damage, don’t hesitate to call your insurance company to file a claim. If you need help with filing, negotiating, and settling your commercial water damage restoration claims process, call AllCity Public Adjusting today.

Commercial Water Damage Mitigation

What Does A Commercial Water Damage Restoration Service Include?

Commercial Water Damage Restoration Step 1: First, Finding the Source of Water Damage.

Firstly, a commercial water damage cleaning crew will find and remedy the water source, even if only temporarily. It is essential to tackle the water leak before trying to extract the water. Once this is done, they can move on to repairing the issue.

Possible Water Sources

  • Roof Leaks & Failures: A leaking roof can create a lot of damage quickly. And if it is neglected, it can compromise the structure of the commercial building.
  • Appliance Ruptures & Leaks: Appliances in commercial buildings can leak because of aging materials, improper connections, or ruptured hoses.
  • Flood Water: Flood water damage at your business facility can quickly and severely impact your business. Remember, most standard business owner insurance doesn’t cover flooding, so ensure you are covered for flood damage.
  • Burst & Plumbing Leaks: When freezing temperatures freeze pipes, water may slow to a trickle or not flow at all. As a result, the pressure inside the pipe from expanding ice can leave you with no water or cause your pipes to burst, leading to a full-on flood.
  • Fire Fighting Damage: Water damage from firefighting can occur for a number of reasons. For instance, it could be water from a fire hose used in fighting the fire. It could also be because of water from your building’s sprinkler system or even your fire suppression system breaking or malfunctioning.

Commercial Water Damage Disaster

Second, Site Security.

Securing the site of the water damage is absolutely crucial. Black and gray waters can be severely contaminated. So it’s very important to seal off the water damage site and keep employees and yourself away from it.

Commercial Water Damage Restoration Step 2: Then, Water Extraction.

The longer that water sits, the more damage in commercial buildings. So a commercial cleaning company will promptly extract all standing water to prevent secondary damage and mold growth.

Commercial Water Damage Restoration Step 3: After, Drying & Dehumidification.

Water can hide behind walls, under flooring, or in your HVAC system and vents. For drying and dehumidification to take place, commercial water cleaning teams utilize specialized equipment like fans, desiccants, and dehumidifiers. This allows them to force dry air into the contaminated areas to remove moisture from the air and minimize the risk of further damage.

Commercial Water Damage Restoration Step 4: Cleaning and Disinfecting.

The possibility of contaminants and debris entering your business property during water damage is high, especially in the event of a flood or burst sewage pipes. After the water is removed, the cleaning crew safely cleans and disinfects the affected areas.

Commercial Water Damage Restoration Step 5: Finally, Beginning the Commercial Water Damage Restoration Process.

Once water extraction, drying, and disinfection have taken place, the water damage repair and restoration process can begin. If you filed an insurance claim, it’s time to find a contractor who will take care of the repair. Oftentimes, commercial water restoration companies not only take care of the cleaning but also the restoring process.

Commercial Water Damage Restoration

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At AllCity Adjusting we help residential and commercial clients alike get the claims support they need. Moreover, we have over 50 years of combined experience helping get our clients the max settlement time and time again. If your claim has been low balled or denied entirely we can help increase your maximum settlement. Call us today for a FREE consultation. Experience the AllCity difference.

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Salvageable v. Non-Salvageable Property After a Fire

Salvageable v. Non-Salvageable Property After a Fire

If a fire has occurred at your home, your first concern, of course, is the safety of yourself and your family. However, depending on the extent of the fire damage, you will have to resolve the issue of salvageable v. non-salvageable property after a fire. Homeowners’ insurance protects your home itself (Dwelling Coverage) and its contents (Personal Property Coverage). High heat, smoke, and soot can cause extensive damage to your personal property, such as clothes, furniture, hardwood floors, and appliances. For instance, smoke damage causes fabrics, clothes, and soft goods to reek of the smell of smoke. Additionally, smoke and soot can discolor objects and reduce the life span of electronics and machinery. Consequently, you and your insurance company will have to determine which personal property is salvageable v. non-salvageable property after a fire.

Actual Cash Value v. Replacement Cost Value

Actual Cash Value v. Replacement Cost Value

Many homeowners never read their homeowners’ insurance policy. Then a covered loss, like a fire or hurricane, causes extensive damage to the home and contents. Of course, the homeowner files a claim with her insurance company. Eventually, the homeowner gets a claim settlement offer from the home insurance company. However, only then does the homeowner learn the difference between actual cash value v. replacement cost value coverage.

What is an Appraisal Clause in an Insurance Policy?

What is an Appraisal Clause in an Insurance Policy?

Water damage insurance claims are some of the most frequent home insurance claims that homeowners file. However, homeowner insurance does not cover all types of damages caused by water. Therefore, handling water damage insurance claims requires the homeowner to be careful and diligent before and during the claims process.

Homeowners’ Property Damage Claim-Do You Need an Attorney?

Homeowners’ Property Damage Claim-Do You Need an Attorney?

Unfortunately, a terrible storm moved through your area. It left fallen trees and damaged homes in its wake. Your house was one of them. You have never filed a claim with your homeowners’ insurance company. But you now have a homeowners’ property damage claim-do you need an attorney?

How to Negotiate a Fire Damage Insurance Claim

How to Negotiate a Fire Damage Insurance Claim

One of the most traumatic events experienced by homeowners is a fire in their homes. Certainly, the potential for serious injury can be significant. However, the relief that no one was harmed soon fades away as the reality of the property damage sinks in. Now, one key question for the homeowner will be how to negotiate a fire damage insurance claim settlement.

Insurance Claims for Poorly Installed Stucco

Insurance Claims for Poorly Installed Stucco

Stucco is a popular siding used on new developments, homes, and businesses since the early 1900s. Manufacturers make it of cement, limestone, and silica. In fact, it has become very popular in the last 20 years. However, when not installed properly, it can lead to several problems. Therefore, some homeowners will have to file insurance claims for poorly installed stucco.

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