October 12, 2021
What Happens if There is an Insurance Adjuster Shortage?
If you live in an area that is hit by a severe hurricane, tornado or flooding, you may be one of many people whose property is severely damaged. Consequently, you will make a claim to your homeowner or business insurance carrier. However, you and other property owners may face a problem. Namely, if there is extensive damage to property spread over a wide area, what happens if there is an insurance adjuster shortage?
How Can an Insurance Adjuster Shortage Happen?
What is the Effect of an Insurance Adjuster Shortage?
What Should You Do if the Insurance Company Sends an Adjustor to Inspect Your Property During an Insurance Adjuster Shortage?
When an adjuster comes to inspect your damaged property, make sure you get his business card. He could be an adjuster who is employed by your carrier. He might be an independent adjuster. Although his business card says he is an “independent adjuster”… he works for the insurance company too. Independent adjusters and independent adjuster firms usually just work for insurance companies. They are not employees of the carrier. Rather, they are more like independent contractors.
During an insurance adjuster shortage, the insurance company may send out an inexperienced adjuster. Therefore, watch what the adjuster does during his inspection. Note when the inspection began and when it ended. Did the adjuster get up close to inspect damaged walls, ceilings and floorboards? If the storm damaged the roof, did he climb up to look at damaged areas (drones are not enough for roof damage)?
How Should You Hire a Public Adjustor?
If you have little or no experience hiring a public adjuster, there are a few steps you should take to ensure you make the right choice. Be cautious if a person arrives at your damaged property unannounced and says he is a public adjuster. Frequently, this can happen during an insurance adjuster shortage after a major weather event.
Ask the adjuster to describe his experience in the business. Get his licenses and some recommendations. Good public adjusters will expect these questions and have the information readily available.
If You Need a Public Adjuster, Call AllCity Adjusting
We are a family-owned claims company with five decades of combined adjusting experience. As a result, if there’s one thing we understand, it’s that you need 100% of your claim value.
Insurance companies undervalue your claim 8 out of 10 times. Moreover, they hire expensive adjusters to ensure they maintain a strong profit margin. Additionally, they have experienced actuaries that create insurance agency guidelines that help their team of agents to challenge your insurance claim’s validity.
We understand that you have already gone through a tumultuous event. For this reason, get an agency that gets you more.
At AllCity Adjusting we work to ensure you get 100% of your claim value. Equally important, with over 50 years of combined adjusting experience, we know insurance companies. Furthermore, we understand where they cut corners.
Moreover, we help you build a larger claim and maximize your claim value. In short, we get you back to normal fast. Don’t get fooled, get the company that gets you more.
Best way to beat the insurance company is to hire AllCity Adjusting
At AllCity Adjusting we help residential and commercial clients alike get the claims support they need. Moreover, we have over 50 years of combined experience helping get our clients the max settlement time and time again. If your claim has been low balled or denied entirely we can help increase your maximum settlement. Call us today for a FREE consultation. Experience the AllCity difference.
Real Support When You Need It!
Let’s say you had a small fire in your home. Faulty electrical wiring caused the fire. Of course, someone will have to tear down parts of the wall where the fire started. Then someone will have to hang new sheetrock and paint it. You’re pretty handy around the house. You’re thinking, should you make your own insurance claim repairs? Is there any way to get your insurance claim check faster?
Certainly, almost all businesses, from large corporations to mom-and-pop stores, will probably face some type of accident or incident that will become an insurance claim. Below we will discuss some common business insurance claims that businesses across the country must confront.Is there any way to get your insurance claim check faster?
Homeowners’ insurance will cover damage from unexpected and sudden perils, like hurricanes, fires, and hail. However, it excludes insurance coverages if the damage stems from everyday use and wear and tear to appliances, HVAC systems, etc. Therefore, if you feel you need insurance coverage for those items, you need to know the answer to the question: how does home repair insurance work?
Your roof is the primary protection for your home from the elements. Of course, the wind is probably the most dangerous element to your roof. However, roofs also get damaged by falling trees, electrical poles and wires, hail, and heavy snow. If a storm or some other unexpected event damages your roof, you will have to know how to file a roofing insurance claim.
Homeowners’ insurance protects homes from damages caused by fire, hurricanes, windstorms, and other natural disasters. However, standard homeowners’ insurance does not cover damages caused by floods. Consequently, homeowners and renters who live in a high-risk zone for flooding need to know how to get flood insurance.
If you have found mold in your business, you should be concerned. For instance, properly removing mold can be expensive and difficult to do correctly. Mold in your business can be dangerous for your health, and that of your employees, customers and visitors. However, commercial mold cleanup and restoration is necessary if you want to keep operating your business.
Stay Up to Date With The Latest News & Updates
Don't Wait - Get More
Get a free 1 hour consultation on your next call. So call today and challenge the insurance company narrative on your policy claim. We can help you with all your public adjuster claims support. Let us help you get more.
Join Our Newsletter
Do you want to learn more about public adjusting. In this newsletter we create helpful tips and hints and you will receive notifications when we post new articles.
Follow us on the following social networks.