October 12, 2021
A Public Adjuster Can Negotiate Your Property Damage Claim
If your home or business suffered property damage in a storm or other event, this may be the first time you will file a property damage claim with your business or homeowner’s insurance company. For instance, for a small claim, you may want to deal directly with the insurance company adjuster and the company rep. However, for large claims, you may want to hire a public adjuster. A public insurance adjuster can expedite the filing of a claim and assist you during the claim process. In addition, a public adjuster can negotiate your property damage claim, probably better than you.
Insurance Company Adjuster vs. Independent Adjuster vs. Public Insurance Adjuster-What is the Difference?
Usually, insurance companies use two types of adjusters. First, insurance company adjusters which work directly under the carrier. Consequently, they are paid a salary by the carrier as an employee.
Public Insurance Adjusters
What Does a Public Insurance Adjuster Do?
Your Adjuster Can Negotiate Your Property Damage Claim Settlement for You
You can bring a public adjuster into the claims process at any point. You can get an adjuster immediately after the loss. He can be at your property when the insurance company adjuster visits. He can help you prepare and file the damage claim with your insurance company.
You can also hire a public insurance adjuster after the insurance company makes a settlement offer. You may feel the offer is too low. Perhaps the insurance company denied coverage for parts of your claim.
In any event, a public adjuster can jump in to help. Once the public adjuster has submitted his report to the insurance carrier, he can negotiate a settlement on your behalf.
Let’s face it, most people have little experience negotiating with professional people over large ticket items, such as repairing a roof, replacing expensive carpeting and woodwork or rebuilding a house with a large tree resting on it.
But public adjusters do. In fact, they do it often. Probably several times a week.
In short, the public adjuster will know what is in your insurance policy. He will have a complete understanding of the damage to your property.
He will also know what it will cost to repair or replace your property.
Be your advocate in discussions with your insurance company.
He will make sure you get the insurance settlement you are due.
Where Can I Find a Public Insurance Adjuster?
Go to the website for the National Association of Public Adjusters. First, interview the adjuster. Then get several references.
A good public adjuster will have a list of references handy. Contact those references.
Get Help from a Public Insurance Adjuster
We are a family-owned claims company with five decades of combined adjusting experience. As a result, if there’s one thing we understand, it’s that you need 100% of your claim value.
Insurance companies undervalue your claim 8 out of 10 times. Moreover, they hire expensive adjusters to ensure they maintain a strong profit margin. Additionally, they have experienced actuaries that create insurance agency guidelines that help their team of agents to challenge your insurance claim’s validity.
We understand that you have already gone through a tumultuous event. For this reason, get an agency that gets you more.
At AllCity Adjusting we work to ensure you get 100% of your claim value. Equally important, with over 50 years of combined adjusting experience, we know insurance companies. Furthermore, we understand where they cut corners.
Moreover, we help you build a larger claim and maximize your claim value. In short, we get you back to normal fast. Don’t get fooled, get the company that gets you more.
Best way to beat the insurance company is to hire AllCity Adjusting
At AllCity Adjusting we help residential and commercial clients alike get the claims support they need. Moreover, we have over 50 years of combined experience helping get our clients the max settlement time and time again. If your claim has been low balled or denied entirely we can help increase your maximum settlement. Call us today for a FREE consultation. Experience the AllCity difference.
Real Support When You Need It!
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Certainly, almost all businesses, from large corporations to mom-and-pop stores, will probably face some type of accident or incident that will become an insurance claim. Below we will discuss some common business insurance claims that businesses across the country must confront.Is there any way to get your insurance claim check faster?
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Your roof is the primary protection for your home from the elements. Of course, the wind is probably the most dangerous element to your roof. However, roofs also get damaged by falling trees, electrical poles and wires, hail, and heavy snow. If a storm or some other unexpected event damages your roof, you will have to know how to file a roofing insurance claim.
Homeowners’ insurance protects homes from damages caused by fire, hurricanes, windstorms, and other natural disasters. However, standard homeowners’ insurance does not cover damages caused by floods. Consequently, homeowners and renters who live in a high-risk zone for flooding need to know how to get flood insurance.
If you have found mold in your business, you should be concerned. For instance, properly removing mold can be expensive and difficult to do correctly. Mold in your business can be dangerous for your health, and that of your employees, customers and visitors. However, commercial mold cleanup and restoration is necessary if you want to keep operating your business.
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