A Public Adjuster Can Negotiate Your Property Damage Claim

If your home or business suffered property damage in a storm or other event, this may be the first time you will file a property damage claim with your business or homeowner’s insurance company. For instance, for a small claim, you may want to deal directly with the insurance company adjuster and the company rep. However, for large claims, you may want to hire a public adjuster. A public insurance adjuster can expedite the filing of a claim and assist you during the claim process. In addition, a public adjuster can negotiate your property damage claim, probably better than you.

Insurance Company Adjuster vs. Independent Adjuster vs. Public Insurance Adjuster-What is the Difference?

Company Adjusters

Usually, insurance companies use two types of adjusters. First, insurance company adjusters which work directly under the carrier. Consequently, they are paid a salary by the carrier as an employee.

Independent Adjusters

Public Insurance Adjusters

What Does a Public Insurance Adjuster Do?

Your Adjuster Can Negotiate Your Property Damage Claim Settlement for You

You can bring a public adjuster into the claims process at any point. You can get an adjuster immediately after the loss. He can be at your property when the insurance company adjuster visits. He can help you prepare and file the damage claim with your insurance company.

You can also hire a public insurance adjuster after the insurance company makes a settlement offer. You may feel the offer is too low. Perhaps the insurance company denied coverage for parts of your claim.
In any event, a public adjuster can jump in to help. Once the public adjuster has submitted his report to the insurance carrier, he can negotiate a settlement on your behalf.

Let’s face it, most people have little experience negotiating with professional people over large ticket items, such as repairing a roof, replacing expensive carpeting and woodwork or rebuilding a house with a large tree resting on it.

But public adjusters do. In fact, they do it often. Probably several times a week.
In short, the public adjuster will know what is in your insurance policy. He will have a complete understanding of the damage to your property.

He will also know what it will cost to repair or replace your property.
Be your advocate in discussions with your insurance company.
He will make sure you get the insurance settlement you are due.

Where Can I Find a Public Insurance Adjuster?

Go to the website for the National Association of Public Adjusters. First, interview the adjuster. Then get several references.
A good public adjuster will have a list of references handy. Contact those references.

Get Help from a Public Insurance Adjuster

We are a family-owned claims company with five decades of combined adjusting experience. As a result, if there’s one thing we understand, it’s that you need 100% of your claim value.

Insurance companies undervalue your claim 8 out of 10 times. Moreover, they hire expensive adjusters to ensure they maintain a strong profit margin. Additionally, they have experienced actuaries that create insurance agency guidelines that help their team of agents to challenge your insurance claim’s validity.
We understand that you have already gone through a tumultuous event. For this reason, get an agency that gets you more.

At AllCity Adjusting we work to ensure you get 100% of your claim value. Equally important, with over 50 years of combined adjusting experience, we know insurance companies. Furthermore, we understand where they cut corners.
Moreover, we help you build a larger claim and maximize your claim value. In short, we get you back to normal fast. Don’t get fooled, get the company that gets you more.