Written by Andy Gurczak
June 11, 2021
Learn Everything About The Commercial Fire Damage Restoration Process
First and foremost, commercial fire damage restoration process is very complicated. Secondly, A fire could be devastating to a business regardless of its size or type. Thirdly, A fire can threaten the livelihood of your business, even if it’s a small one. For this reason, it is extremely important to find a commercial fire damage restoration process expert, like Allcity public adjusters. Allcity Adjusting can help you with all your claims needs. More importantly, for the purposes of this article, we will walk you through the commercial fire damage restoration process. In short, here is how we approach a commercial fire loss claim.
What Does Commercial Fire Damage Restoration Entail?
Seeing your business threatened by a fire is a very traumatic experience. After such a devastating loss, reassurance comes from having clear guidance and support to minimize business interruptions.
Good Commercial Fire Restoration Expert, like Allcity Adjusting, Takes Care of the Following:
- Commercial fire damage restoration adjusters inspect the structural integrity of the building for safety.
- Additionally, an expert inspect the source to determine the type of fire that occurred.
- Fire damage restoration professionals equally evaluate all areas that suffered water damage as a result of fire suppression efforts. They must identify areas that may need water damage restoration.
- Professionals also have to remediate water damage if there is any.
- They should also evaluate sensitive materials damaged by smoke and soot particles.
- Fire damage restoration experts also know to remove affected contents from the building.
- For your part, you must collect immediate items you may need to run your business remotely
- It is also extremely important for the restoration process that you remove, store, and clean sensitive files and data storage devices.
- Likewise, salvaging product stock, raw materials, commodities, and machinery is equally important.
- Your commercial restoration company will help package out the remaining contents for cleaning and storing.
Smoke Damage That Could Affect Your Business Include:
- After a commercial fire, ash and smoke can continue to damage and corrode materials left behind.
- Likewise, if smoke and soot residue remain on surfaces for too long they can continue to cause problems.
- In a span of minutes, discoloration can happen to walls, commercial equipment, surfaces, and other areas.
- In addition, smoke etches glass and tarnishes metal quickly.
Commercial Fire Damage Restoration Approach:
- Firstly, commercial fire damage restoration professionals must remove damaged components deemed unsafe. This includes building materials and damaged electronics.
- Secondly, it is critical that professionals remove floor coverings to prevent soot, dust, and harmful contamination from settling on the floor.
- Thirdly, fire damage restoration professionals evaluate structural framing. They evaluate subflooring and support beams, to ensure the structure remains strong.
- They also remove odor and contamination caused by smoke and soot from the fire.
- Fifthly, professionals remove the HVAC system to repair or replace it. This is to restore fresh air to the property.
Don’t Try to Do It Yourself
Smoke continues to destroy your structure and its contents even after the fire is out. Smoke that coats or penetrates surfaces affects the chemical composition of fabrics, metals, walls, ceilings, and even tiles. The residue left behind after a fire is hazardous and can cause health problems if not managed correctly and thoroughly. Do not attempt to clean up your commercial property on your own. You may cause more damage. Only experts with the right training and tools can assure the job is properly done.
Best way to beat the insurance company is to hire AllCity Adjusting
At AllCity Adjusting we help residential and commercial clients alike get the claims support they need. Moreover, we have over 50 years of combined experience helping get our clients the max settlement time and time again. If your claim has been low balled or denied entirely we can help increase your maximum settlement. Call us today for a FREE consultation. Experience the AllCity difference.
Real Support When You Need It!
Related Articles
Commercial Storm Damage Restoration
When natural disasters, such as hurricanes, tornadoes or blizzards, damage your business, the aftermath can be overwhelming for you. You could face any combination of secondary issues like damage to the structure of your warehouse, water damage, mold growth and/or disruption of your every-day operations. However, foremost in your mind will be how to handle the commercial storm damage restoration of your business.
The winds and severe rain seen in thunderstorms or hurricanes can cause serious problems for your business. For instance, you may find large chunks of debris on your property, blocking entries, damaging vehicles parked outside, etc.
In addition, the storm may have blown siding and parts of the building’s roof off.
Likewise, the storm could have uprooted trees or utility poles.
Of course, electric systems in your commercial property are vulnerable to shorting during severe thunderstorms, leaving your business without power.
What is Actual Cash Value Coverage in a Homeowners’ Insurance Policy?
If a fire or hurricane has severely damaged your home and its contents, you will file a claim with your home insurance company for the covered loss. If you have never had to file a claim before, you may assume your insurer will pay the full cost of replacing or repairing your damaged home and personal items. However, you are about to learn what is actual cash value coverage in a homeowners’ insurance policy and what it means.
Residential Plumbing and Leaks Damage
If plumbing leaks or a broken hot water heater has damaged your home, you could look at thousands of dollars in losses. Plumbing leaks or defective appliances can extensively damage carpeting, woodwork, and furniture. Walls and/or ceilings may have to be repaired or replaced because of broken pipes. If you file a plumbing and leaks damage claim with your homeowners’ insurance company, will they pay the claim?
Plumbing and Leaks Damage Claims
If plumbing leaks or a broken hot water heater has damaged your home, you could look at thousands of dollars in losses. Plumbing leaks or defective appliances can extensively damage carpeting, woodwork, and furniture. Walls and/or ceilings may have to be repaired or replaced because of broken pipes. If you file a plumbing and leaks damage claim with your homeowners’ insurance company, will they pay the claim?
Smoke Property Damage Claims
If you had a fire at your home or business, the damage may be more extensive than you think. You will see the visible damage caused by the flames of a home fire. However, fire smoke, smoke soot, ash, and the water from firefighting efforts also cause damage. Smoke property damage claims can be complicated for property owners. Business owners and homeowners should take the time to read their property insurance policies to get an idea of the coverage for damages caused by fire and smoke.
Homeowner or Business Total Loss Claims
Homeowners and business owners maintain insurance policies to protect them from losses resulting from damage to their property. Unfortunately, certain events, such as natural disasters or major fires, can cause a great amount of damage to buildings, homes, and personal property. Owners of the damaged property will file insurance claims with their insurance carriers. Significant damage to the insured property can lead to a homeowner or business total loss claim.
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